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| My Mother Has Had Three Pregnancies | 3 days ago · Innovation systems operate in specific regional, political, social and economic contexts and are influenced by their environment. The internal structu. 3 days ago · Factors that affect the rate of essay and how for writing opinion essay prompts. essay aboutmy favourite game football extended essay table of contents example Factors that affect the rate of essay and how. Factors that affect the rate of essay and how for cpm homework help algebra ii. 3 days ago · The investigation of the factors that affect the rate of a chemical reaction is important in the study of physical chemistry. The temperature and the addition of a catalyst can both affect the progression of a chemical reaction. Learning outcomes Candidates should be able to: Simple rate equations; orders of reaction; rate constants a) explain and use the term rate of reaction b) explain. |
| The Most Important Ingredient Of A Good | 1 day ago · Question: A Manufacturing Engineer Is Investigating The Effect Of The Following Factors On The Output Of A Lathe Operation. There Are Two Shifts Involved In The Study. Build A tc Design That Will Study The Factors And Remove The Effect Of The Shifts As A Random Source Of Variation. 3 days ago · The investigation of the factors that affect the rate of a chemical reaction is important in the study of physical chemistry. The temperature and the addition of a catalyst can both affect the progression of a chemical reaction. Learning outcomes Candidates should be able to: Simple rate equations; orders of reaction; rate constants a) explain and use the term rate of reaction b) explain. 1 day ago · This study sought to investigate factors affecting filling rates of lined pit latrines in slum areas of Kampala with the goal of contributing to accurate planning, design, construction, emptying and overall maintenance. Fifty-five pit latrines were selected from the five divisions of Kampala city using stratified random sampling. |
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Coie, j. D swanson, c. C tyson, r swanson, k. R wranik, t sangsue, j tran, v scherer, u emotions in infancy p. London: Sage.Anil Baswal 2 days ago News Leave a comment. One of the best ways to secure the future of your loved ones financially is to have a term insurance plan. Moreover, in the long term, a lower premium can yield major savings.
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As purchasing a term insurance plan is very important it is equally important to understand how the term insurance policy premium is determined yearly. Here we have discussed the major factors that determine the premium rate of a term insurance policy.
Age is the foremost and the most important factor that affects the term insurance premium of an individual. Whereas, an older person is more prone to health-related problems and tends to pose a high risk to the insurer, so the premium of the policy is also expensive.
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Therefore, read article is best to have a term insurance policy at an early stage of life as possible. Apart from age, gender is also an important factor that affects the premium rate of the policy. As per the studies, the life expectancy of women is more than men. Moreover, according to statistics women require more medical attention than men. Therefore, based on these factors women are considered as low-risk individuals and so the term insurance policies provide premium rebates for female insurance buyers. However, they have to pay the premiums for a longer duration. The premium rate of a term insurance policy depends upon the condition of any current or past illness. However, the premium of a policy is also determined based Rwte the insurance company and the type of plan one opts for.
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Marital status plays an important part while processing the insurance application and determining the premium amount. The premium of a joint term insurance policy is higher as compared to the premium of regular term insurance. This is because; a joint term insurance policy provides coverage for the insured as well as the spouse. However, it is important to consider that a joint term insurance policy provides Investigtae on the basis of the first death and no benefit is provided in case of death of the second partner. If an individual has more dependents than the coverage of the policy also increases automatically and this results in a higher premium rate.
The premium of a term insurance plan also depends upon the occupation of an individual. For example, term insurance premium rates are higher for individuals who are into risky professions like soldiers, pilots, people working in oil, gas Investigate the Factors That Affect the Rate, and mining industry, or any other risky profession. The income of an individual is checked by the insurance company to estimate whether the policyholder will be able to pay the premium of the policy on time.
Any due debt including credit card bills, mortgages, loans, etc. If the insurance buyer is a frequent traveler and travels to places that are affected with high health risk, see a regular act of terror, or just click for source a high crime rate then the person can be charged a high premium amount.
The policy buyer with smoking habits are more prone to sickness or respiratory tract diseases thus it poses a high risk for the insurer. Therefore, they need to pay a higher premium for the same coverage as compared to a non-smoker. These are the primary factors that determine the premium rate of the term insurance policy. Make sure you go through the fine lines of the policy to choose the best plan as per your requirement and suitability.
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